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MoonPay or Ramp Network:
which is best for business?

Both offer full-stack payments infrastructure for fiat<>crypto.

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In need of a crypto onramp & offramp?

If you're looking to add a way to integrate a fiat-to-crypto on your platform, you've got a few options. MoonPay and Ramp Network are two popular choices. They both make it easy for users to switch from cash to crypto without going to a different website.
 
In this article, we're going to compare MoonPay and Ramp Network. We'll look at what they offer, the good and bad points of each, and help you decide which one might be the best fit for your needs.
 
Whether you're just starting out or have been around for a while, this comparison should give you a clear picture of what each option has to offer when looking to ramp crypto.

About MoonPay

MoonPay is known for its strong focus on security and compliance, offering on- and off-ramping solutions globally. It serves as a payment gateway for various decentralized and centralized exchanges, as well as other platforms in the industry.

PROS
  • Trusted brand (Market leader)
  • Support in United States & Canada
  • Simple widget & API
  • Supports credit card
CONS
  • Does not support ACH
  • No FBO accounts
  • High fees
  • Large spread on price quotes

About Ramp Network

Ramp Network operates globally, providing users with smooth access to on- and off-ramp solutions. With a focus on user experience and efficiency, it serves as a payment gateway for a variety of platforms in the crypto industry, including decentralized and centralized exchanges.

PROS
  • Trusted brand (Market leader)
  • Support in United States & Canada
  • Simple widget & API
CONS
  • Does not support ACH
  • No FBO accounts
  • High fees
  • Large spread on price quotes

How do MoonPay and Ramp Network compare?

Let's look at some of the key features and characteristics for both onramp/offramp providers.

How many countries do they operate in?


MoonPay operates in 160+ countries, while Ramp Network is in 150+.

With a broad global focus, support for many countries is limited to credit card.

What payment methods are supported?


Both MoonPay and Ramp Network offer credit card payments. Within the United States, support for ACH payments and Interac E-Transfers is lacking.

Do they have integration fees?


Both platforms have integration fees.

Do they offer APIs and SDKs?


MoonPay and Ramp Network have APIs available, as well as simple drop-in widgets.

Are they B2B only?


The reality is that both providers have a retail arm that competes for the same customer as your business.

Where are their headquarters?


MoonPay is located in Miami, Florida.

Ramp Network is located in London, England.

Which fiat onramp is best for my business in the United States or Canada?

Deciding on the right fiat onramp for your business can be a challenge. Each option has its own unique strengths and weaknesses, and what works well for one business might not be the best fit for another.
 
Both MoonPay and Ramp Network boast a list of known brands from around the world. But what works for some companies may not be usable for another segment.
 
If you're looking for a simple widget, it's easy to install both and review their API documentation. If you're looking for a payment infrastructure provider that provides a more robust solution, that is where Cybrid comes in. 

Get the best North American onramp and offramp experience with a single integration

With Cybrid, you get more than just an onramp and offramp solution – you get a complete payment ecosystem tailored to your needs. Our platform offers instant, same-day ACH and bank transfers connected to virtual FBO accounts for a seamless payment experience.

But that's not all. We understand the importance of security and compliance in today's digital world, which is why we provide an integrated KYC process.

So, if you're looking for a reliable, secure, and user-friendly payment solution that can handle all the complexities of crypto transactions, look no further than Cybrid. Contact us today to learn more about how we can help you provide the best possible experience for your users, all while saving you time and resources.

 

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