Stablecoin Payments APIs for Remittance Platforms

Stablecoins are a new way to move money globally that’s faster, cheaper, and more reliable than SWIFT transfers. Cybrid’s APIs come with pre-built workflows to make it even easier to launch quickly and build your customer base.

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SWIFT vs Stablecoins: Why Remittance Platforms are Switching

Stablecoins deliver faster remittances, transaction tracking, and a far lower cost than traditional SWIFT wires

When you build with Cybrid, you get features that make your remittance app more powerful and less expensive for users

Traditional wire

Bank payments

Cybrid

Settlement time

2–5 business days

1–3 business days

Minutes

Per-payment fee

$25–60 outbound +
$10–30 intermediary

$20–50 + hidden FX spread

Transparent flat fee + mid-market FX

FX spread

1–3% baked into bank rate

1.5–3% baked in

0.15%–0.25% margin, fully disclosed

Operates outside banking hours

Yes — 24/7

Payment status visibility

Limited; "in flight"

Limited

Real-time tracking, end-to-end

Supports stablecoin treasury funding

Yes (USDC and USDT)

Recipient experience

Bank deposit

Bank deposit - identical to a wire

Built-in compliance (KYC/KYB, AML, sanctions)

Through your bank

Built in - every payment screened

Your Remittance App,
Supercharged

Cybrid’s API platform is built compliance-first with easy-to-implement flows for onboarding, on-ramping, and off-ramping:

Door to door pricing that goes down even more as you grow.

Cover the complete remittance process, from funding accounts to depositing recipient funds.

As your app scales in volumes, you unlock even lower pricing.

Near-instant settlement on stablecoin rails.

Payments settle in minutes with transaction confirmation.

Now your users can be on the phone with the person they are sending money to… and the funds will arrive before the call ends.

Payout to 140+ locations with a single API.

Whether you have a national, regional, or global strategy, we can help. Need to add a new corridor? Easy — we can do that for you without additional procurement or integration needs.

Pre-built compliance makes KYC, AML, and Travel Rule compliance easy.

Never run afoul of international money movement regulations. We stay up to date on requirements and ensure our infrastructure tracks all necessary data.

Build and Scale Your Remittance App with Cybrid

Cybrid helps remittance apps build and launch with stablecoins days, not months.

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How Cybrid Helps

Cybrid simplifies cross-border money movement by orchestrating stablecoin and fiat flows in one API. With built-in compliance and multi-rail connectivity, you can:

Onboard U.S. and Canadian customers with built-in KYC and transaction monitoring.

Accept USD and CAD and instantly convert into stablecoins.

Send money across borders using stablecoin rails

Off-ramp from stablecoins to local currency and payout to the recipients bank

Guide: Stablecoins for Remittances

Learn how stablecoins transform remittances by delivering faster settlement, lower costs, stronger reliability, and scalable growth across corridors.

Access Guide

Key Features for Remittance Providers

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On/Off Ramps: Seamless fiat ↔ stablecoin conversion in U.S. and Canada.

Instant Settlement: Move money in seconds, not days.

Low-Cost Transfers: Reduce fees with stablecoin rails instead of SWIFT.

Compliance First: North American licensing, KYC/KYB, and AML monitoring.

ACH Pull: the most popular method of funding remittances.

What Your App (and Its Users) Get with Stablecoins

Faster

Real-time transfers with
stablecoin orchestration.

Affordable

Lower costs than traditional remittance networks.

Wider Reach

Instantly unlock new
payout countries.

Safer

Compliance and transaction monitoring included.

How Cybrid Keeps Your App Safe and Secure

Why leading remittance platforms trust Cybrid for payments infrastructure:

Licensed coverage in North America.

When you work with Cybrid, you operate under our licenses. That means no additional filing and the platform handles record keeping requirements.

SOC 2-certified, enterprise-grade custody.

We operate at the highest levels of bank-style security. So whether you’re a new startup or established player, you can trust that customer funds are safe.

Integrated KYC/KYB and AML checks.

We verify every customer and have multiple ways to identify and reduce fraud, resulting in a safer and more secure financial ecosystem for everyone.

Transparent pricing with no hidden intermediaries.

We send money through stablecoin rails which are transparent by design. You’ll never suddenly get an extra intermediary fee or worry that another counterparty is touching customer funds.

Lo que dicen nuestros clientes

"We needed a cost-effective partner to launch our stablecoin-powered payments solution on WhatsApp, and Cybrid exceeded our expectations. Their platform offered all the essential features while helping us conserve capital as we scaled. The team was incredibly supportive and adaptable, giving us full confidence in the long-term potential of our partnership. Thanks to Cybrid, we can now accept payments in the US cost-effectively, giving us a significant competitive advantage in the market."

Rahul Chaudhary

Founder & CEO, Unplex

"The exceptional support from the Cybrid team has made the entire journey seamless and efficient. They truly understand our business, providing access to more payment rails and helping us achieve a projected 15% month-over-month growth in fund disbursement volumes via RTP. This has significantly reduced friction in our processes and improved the overall experience for our customers."

Ben Meeder

Cofounder & CTO, Coinflow Labs

“Cybrid enabled us to reduce transaction processing time by 50%, improve operational efficiency by 40%, and achieve 3x growth within six months. Their seamless integration with our systems, robust compliance automation for KYC, KYB, and AML checks, and top-tier support allowed us to launch in production within twenty-two days.”

Nagarjuna Malempati

Founder & CEO, Remit2any