Accounts and Wallets that Scale

From named accounts to instant payment rails, we let your customers store, pay, and get paid in USD, CAD, or stablecoins, all through our simple APIs

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Accounts, Custody, and Rails in One Platform

Payment Account Infrastructure is the foundation for building compliant financial products without the complexity of managing accounts, custody, and domestic rails yourself. 

With Cybrid, you can:

Create FBO Accounts

Embed wallets in your platform for USD, CAD, and stablecoins.

Named Accounts for Your Customers

Use named virtual accounts to simplify reconciliation and keep clients funds clearly separated.

Link Accounts

Connect accounts in the US🇺🇸 and Canada🇨🇦 with ACH, EFT, wires, or RTP. Convert between them automatically or on demand, 24/7.

No Need to Hold Crypto

Auto-convert stablecoins to fiat on receipt, or fiat to stablecoins on payout.

How it works

User creates or links an account via Cybrid’s API

Funds are held in FBO accounts with secure custody

Payments can be made via ACH, EFT, RTP, FedNow wires, EFT or Interac E-transfer

Transactions are logged and reconciled in real-time

A Single API for Domestic Accounts and Money Movement

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Instant Transfers

Real-time payouts with RTP and FedNow.

North American Coverage

ACH and EFT connectivity across U.S. and Canada.

Secure Custody

Named FBO accounts to hold fiat on behalf of users.

Easy Integration

Modular APIs designed for fintech builders.

Lower Costs

Replace multiple vendors with one orchestration platform.

Use Cases

Remittance Apps

Offer users named accounts and fast transfers without managing banking integrations yourself.

Contractor & Freelancer Platforms

Pay workers in the U.S. and Canada instantly via ACH, EFT, or RTP, with built-in compliance.

Enterprise Treasury Teams

Consolidate multiple accounts into one orchestration layer for easier payouts and reconciliation.

Stablecoin On/Off Ramps

Combine account infrastructure with orchestration to move between fiat and stablecoins efficiently.

What Our Customers Say

"We needed a cost-effective partner to launch our stablecoin-powered payments solution on WhatsApp, and Cybrid exceeded our expectations. Their platform offered all the essential features while helping us conserve capital as we scaled. The team was incredibly supportive and adaptable, giving us full confidence in the long-term potential of our partnership. Thanks to Cybrid, we can now accept payments in the US cost-effectively, giving us a significant competitive advantage in the market."

Rahul Chaudhary

Founder & CEO, Unplex

"The exceptional support from the Cybrid team has made the entire journey seamless and efficient. They truly understand our business, providing access to more payment rails and helping us achieve a projected 15% month-over-month growth in fund disbursement volumes via RTP. This has significantly reduced friction in our processes and improved the overall experience for our customers."

Ben Meeder

Cofounder & CTO, Coinflow Labs

“Cybrid enabled us to reduce transaction processing time by 50%, improve operational efficiency by 40%, and achieve 3x growth within six months. Their seamless integration with our systems, robust compliance automation for KYC, KYB, and AML checks, and top-tier support allowed us to launch in production within twenty-two days.”

Nagarjuna Malempati

Founder & CEO, Remit2any

Frequently asked questions

What is Cybrid?

Cybrid is an intelligent payments orchestration platform that connects stablecoin and fiat rails. With developer-first APIs, it lets businesses launch cross-border payments, stablecoin products, and treasury tools quickly and compliantly.

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How does Cybrid help with stablecoin payments?

Cybrid enables instant conversion between fiat and stablecoins (USDC, USDT), supports ACH, wires, RTP, and crypto rails, and provides secure custody and liquidity for global payouts.

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Can Cybrid convert fiat to stablecoins and back?

Yes. Cybrid’s orchestration layer offers seamless fiat ↔ stablecoin conversion, letting users on-ramp with ACH, wires, EFT and other fiat rails and off-ramp back into fiat quickly.

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Does Cybrid support cross-border payments?

Yes. Cybrid powers cross-border remittances and B2B payments using stablecoins, reducing settlement times and transaction costs compared to traditional banking rails.

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What compliance features are included?

Cybrid provides built-in compliance: KYC, KYB, KYT, AML, and transaction monitoring. This allows you to launch globally without needing third-party compliance vendors.

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Who can use Cybrid?

Cybrid is built for global remittance apps, B2B payments providers, banks, and enterprises that want to integrate stablecoin infrastructure into their payment products — from startups to large-scale institutions.

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How fast can I integrate Cybrid’s APIs?

Developers can go from sandbox to production in days, not months. Cybrid provides full API documentation, SDKs, and modular building blocks.

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What types of payment rails does Cybrid support?

Cybrid supports ACH, Wires, RTP in the U.S., EFT and Interac E-transfers in Canada, and stablecoin payments on multiple blockchains, alongside fiat on/off ramps.